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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,561 | $65,361-15.0% | $92,903-40.2% | $72,983-23.9% |
| Participation rate | 67.8% | 68.3%-0.5pp | 76.0%-8.2pp | 69.5%-1.7pp |
| Annual return | 21.20% | 42.11%-20.9pp | 109.43%-88.2pp | 81.01%-59.8pp |
| Employer contribution / active EE | $2,069 | $2,594-20.3% | $3,653-43.4% | $2,440-15.2% |
| Participant deferral / active EE | $2,918 | $3,128-6.7% | $4,238-31.1% | $3,608-19.1% |
| Admin fee / account holder | $3,571 | $4,251-16.0% | $5,795-38.4% | $5,124-30.3% |