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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,284 | $63,346-30.1% | $92,240-52.0% | $70,126-36.9% |
| Participation rate | 59.6% | 68.7%-9.0pp | 76.5%-16.8pp | 69.5%-9.9pp |
| Annual return | 18.30% | 530.19%-511.9pp | 176.29%-158.0pp | 73.15%-54.9pp |
| Employer contribution / active EE | $1,851 | $2,471-25.1% | $3,680-49.7% | $2,343-21.0% |
| Participant deferral / active EE | $2,305 | $2,854-19.2% | $3,897-40.8% | $3,332-30.8% |
| Admin fee / account holder | $1,824 | $3,841-52.5% | $5,194-64.9% | $4,645-60.7% |