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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,896 | $183,627-54.9% | $155,602-46.7% | $145,978-43.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.75% | 61.32%-44.6pp | 64.81%-48.1pp | 550.52%-533.8pp |
| Employer contribution / active EE | $7,282 | $5,316+37.0% | $4,675+55.8% | $4,662+56.2% |
| Participant deferral / active EE | $6,276 | $6,466-2.9% | $5,629+11.5% | $6,690-6.2% |
| Admin fee / account holder | $1,406 | $19,327-92.7% | $15,923-91.2% | $13,400-89.5% |