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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,542 | $180,459-79.8% | $154,108-76.3% | $135,380-73.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -11.99% | 888.21%-900.2pp | 735.21%-747.2pp | 519.81%-531.8pp |
| Employer contribution / active EE | $2,288 | $6,035-62.1% | $5,298-56.8% | $4,779-52.1% |
| Participant deferral / active EE | $3,238 | $5,806-44.2% | $5,081-36.3% | $5,609-42.3% |
| Admin fee / account holder | $2,066 | $16,145-87.2% | $13,411-84.6% | $10,828-80.9% |