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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,662 | $175,231-63.1% | $149,696-56.8% | $139,466-53.6% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 21.15% | 166.77%-145.6pp | 134.46%-113.3pp | 373.66%-352.5pp |
| Employer contribution / active EE | $7,424 | $5,478+35.5% | $4,821+54.0% | $4,754+56.2% |
| Participant deferral / active EE | $5,133 | $6,521-21.3% | $5,682-9.7% | $6,712-23.5% |
| Admin fee / account holder | $494 | $16,155-96.9% | $13,212-96.3% | $11,409-95.7% |