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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,229 | $167,362-70.0% | $143,799-65.1% | $134,532-62.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.79% | 0.47%-19.3pp | -0.04%-18.7pp | 418.27%-437.1pp |
| Employer contribution / active EE | $6,803 | $5,620+21.0% | $4,952+37.4% | $4,741+43.5% |
| Participant deferral / active EE | $5,107 | $6,447-20.8% | $5,638-9.4% | $6,401-20.2% |
| Admin fee / account holder | $360 | $18,094-98.0% | $14,677-97.5% | $11,429-96.8% |