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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,296 | $102,635+49.4% | $86,209+77.8% | $139,456+9.9% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.0%+6.0pp | 80.3%-5.3pp |
| Annual return | 22.50% | 1923.53%-1901.0pp | 1169.05%-1146.6pp | 373.45%-350.9pp |
| Employer contribution / active EE | $732 | $3,034-75.9% | $2,381-69.3% | $4,753-84.6% |
| Participant deferral / active EE | $1,740 | $4,677-62.8% | $3,986-56.3% | $6,711-74.1% |
| Admin fee / account holder | $3,115 | $8,661-64.0% | $6,853-54.5% | $11,407-72.7% |