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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,288 | $112,935-11.2% | $90,970+10.2% | $158,966-36.9% |
| Participation rate | 80.0% | 74.7%+5.3pp | 69.0%+11.0pp | 82.0%-2.0pp |
| Annual return | 19.31% | 215.79%-196.5pp | 134.58%-115.3pp | 302.95%-283.6pp |
| Employer contribution / active EE | $1,375 | $2,895-52.5% | $2,122-35.2% | $4,762-71.1% |
| Participant deferral / active EE | $1,429 | $4,129-65.4% | $3,373-57.6% | $5,983-76.1% |
| Admin fee / account holder | $1,097 | $8,045-86.4% | $5,960-81.6% | $11,250-90.2% |