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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,562 | $99,652+86.2% | $78,778+135.6% | $147,586+25.7% |
| Participation rate | 40.0% | 76.2%-36.2pp | 69.2%-29.2pp | 82.8%-42.8pp |
| Annual return | 17.38% | 47.28%-29.9pp | 35.62%-18.2pp | 578.59%-561.2pp |
| Employer contribution / active EE | $469 | $2,796-83.2% | $1,986-76.4% | $4,876-90.4% |
| Participant deferral / active EE | $1,244 | $3,664-66.0% | $2,958-57.9% | $5,439-77.1% |
| Admin fee / account holder | $2,233 | $7,155-68.8% | $5,134-56.5% | $10,886-79.5% |