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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,636 | $95,979+66.3% | $74,551+114.1% | $135,380+17.9% |
| Participation rate | 40.0% | 75.7%-35.7pp | 69.1%-29.1pp | 82.6%-42.6pp |
| Annual return | -6.83% | 56.97%-63.8pp | 32.53%-39.4pp | 519.81%-526.6pp |
| Employer contribution / active EE | $463 | $2,716-82.9% | $1,961-76.4% | $4,779-90.3% |
| Participant deferral / active EE | $1,236 | $3,844-67.8% | $3,108-60.2% | $5,609-78.0% |
| Admin fee / account holder | $20,035 | $6,522+207.2% | $5,059+296.0% | $10,828+85.0% |