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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,631 | $87,834+14.6% | $133,975-24.9% | $62,881+60.0% |
| Participation rate | 88.6% | 83.4%+5.2pp | 87.1%+1.5pp | 69.3%+19.3pp |
| Annual return | -3.26% | 12.05%-15.3pp | 29.29%-32.6pp | 20.14%-23.4pp |
| Employer contribution / active EE | $1,307 | $3,482-62.5% | $5,211-74.9% | $2,281-42.7% |
| Participant deferral / active EE | $2,006 | $4,812-58.3% | $6,282-68.1% | $3,203-37.4% |
| Admin fee / account holder | $13,403 | $5,372+149.5% | $9,324+43.7% | $4,296+212.0% |