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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,686 | $110,083+33.3% | $151,639-3.3% | $68,486+114.2% |
| Participation rate | 84.4% | 84.0%+0.4pp | 87.5%-3.1pp | 67.9%+16.5pp |
| Annual return | 14.30% | -10.12%+24.4pp | 3.34%+11.0pp | -7.85%+22.2pp |
| Employer contribution / active EE | $1,792 | $4,470-59.9% | $6,165-70.9% | $2,597-31.0% |
| Participant deferral / active EE | $2,649 | $6,526-59.4% | $8,363-68.3% | $4,028-34.2% |
| Admin fee / account holder | $10,521 | $7,718+36.3% | $11,613-9.4% | $5,404+94.7% |