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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,669 | $123,793+8.0% | $177,848-24.8% | $79,856+67.4% |
| Participation rate | 89.3% | 84.7%+4.6pp | 87.7%+1.6pp | 69.6%+19.6pp |
| Annual return | 12.62% | 22.82%-10.2pp | 48.33%-35.7pp | 31.71%-19.1pp |
| Employer contribution / active EE | $1,714 | $4,095-58.1% | $5,919-71.0% | $2,471-30.6% |
| Participant deferral / active EE | $2,157 | $5,956-63.8% | $7,714-72.0% | $3,741-42.3% |
| Admin fee / account holder | $3,024 | $7,243-58.2% | $12,431-75.7% | $5,306-43.0% |