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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,482 | $145,431-59.8% | $211,142-72.3% | $87,485-33.2% |
| Participation rate | 88.0% | 84.7%+3.3pp | 87.3%+0.7pp | 68.9%+19.1pp |
| Annual return | 12.22% | 27.21%-15.0pp | 46.84%-34.6pp | 26.06%-13.8pp |
| Employer contribution / active EE | $1,768 | $4,662-62.1% | $6,442-72.6% | $2,596-31.9% |
| Participant deferral / active EE | $2,624 | $6,859-61.7% | $9,284-71.7% | $4,274-38.6% |
| Admin fee / account holder | $8,578 | $17,052-49.7% | $19,076-55.0% | $7,775+10.3% |