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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,695 | $93,589+220.2% | $135,942+120.5% | $75,181+298.6% |
| Participation rate | 85.5% | 75.2%+10.3pp | 81.9%+3.5pp | 67.2%+18.3pp |
| Annual return | 17.41% | 30.90%-13.5pp | 68.28%-50.9pp | 160.69%-143.3pp |
| Employer contribution / active EE | $4,093 | $3,537+15.7% | $4,858-15.7% | $2,671+53.3% |
| Participant deferral / active EE | $9,143 | $6,405+42.7% | $7,759+17.8% | $4,126+121.6% |
| Admin fee / account holder | $10,273 | $6,977+47.2% | $10,764-4.6% | $5,650+81.8% |