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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,695 | $93,598+220.2% | $135,974+120.4% | $75,173+298.7% |
| Participation rate | 85.5% | 75.2%+10.3pp | 81.9%+3.5pp | 67.2%+18.3pp |
| Annual return | 17.41% | 30.89%-13.5pp | 68.30%-50.9pp | 160.72%-143.3pp |
| Employer contribution / active EE | $4,093 | $3,538+15.7% | $4,859-15.8% | $2,671+53.2% |
| Participant deferral / active EE | $9,143 | $6,405+42.7% | $7,760+17.8% | $4,126+121.6% |
| Admin fee / account holder | $10,273 | $6,978+47.2% | $10,767-4.6% | $5,651+81.8% |