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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,282 | $98,776+111.9% | $149,745+39.8% | $79,856+162.1% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.5%+10.1pp | 69.6%+23.0pp |
| Annual return | 10.07% | 27.38%-17.3pp | 276.72%-266.6pp | 31.71%-21.6pp |
| Employer contribution / active EE | $4,663 | $3,217+44.9% | $4,646+0.4% | $2,471+88.7% |
| Participant deferral / active EE | $8,367 | $5,681+47.3% | $6,843+22.3% | $3,741+123.7% |
| Admin fee / account holder | $2,949 | $6,053-51.3% | $9,312-68.3% | $5,306-44.4% |