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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,150 | $82,674+207.4% | $125,381+102.7% | $68,486+271.1% |
| Participation rate | 88.5% | 75.1%+13.4pp | 82.4%+6.1pp | 67.9%+20.6pp |
| Annual return | -14.14% | -5.97%-8.2pp | 572.31%-586.4pp | -7.85%-6.3pp |
| Employer contribution / active EE | $4,933 | $3,382+45.9% | $4,815+2.4% | $2,597+90.0% |
| Participant deferral / active EE | $9,427 | $6,111+54.3% | $7,448+26.6% | $4,028+134.1% |
| Admin fee / account holder | $23,534 | $6,277+274.9% | $10,007+135.2% | $5,404+335.5% |