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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,070 | $127,387+41.4% | $115,038+56.5% | $125,389+43.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.86% | 31.28%-34.1pp | 26.14%-29.0pp | 282.24%-285.1pp |
| Employer contribution / active EE | $23,638 | $5,166+357.5% | $4,608+413.0% | $4,866+385.8% |
| Participant deferral / active EE | $35,492 | $6,423+452.6% | $6,026+488.9% | $5,352+563.2% |
| Admin fee / account holder | $9,436 | $9,516-0.8% | $8,175+15.4% | $9,541-1.1% |