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| Provider | Service type | Compensation |
|---|---|---|
MERIT WEALTH2 years Service code 99 · EIN 26-3027514 | Other Fees | $48,670 |
AMERICAN REALTY ADVISORS2 years Filed as: AMERICAN PENSION SERVICES, LLC Service code 49 · EIN 71-0294708 | Other Services | $12,767 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,286 | $138,366-55.7% | $184,185-66.7% | $80,911-24.3% |
| Participation rate | 68.5% | 83.9%-15.3pp | 86.8%-18.3pp | 67.6%+0.9pp |
| Annual return | 18.15% | 20.02%-1.9pp | 28.81%-10.7pp | 35.63%-17.5pp |
| Employer contribution / active EE | $9,407 | $4,849+94.0% | $6,426+46.4% | $2,756+241.3% |
| Participant deferral / active EE | $21,125 | $7,074+198.6% | $9,132+131.3% | $4,297+391.6% |
| Admin fee / account holder | $69,491 | $10,484+562.8% | $13,909+399.6% | $6,935+902.1% |