| Provider | Service type | Compensation |
|---|---|---|
Filed as: QBOX FIDUCIARY SOLUTIONS LLC Service code 27 1020 E DUPONT RD · FORT WAYNE, CO 46825 | Advisory (Plan) | $38,539 |
AMERICAN REALTY ADVISORS2 years Filed as: AMERICAN PENSION SERVICES, LLC Service code 13 2454 N. MCMULLEN BOOTH ROAD · CLEARWATER, IN 33759 | Contract Administrator | $38,094 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, FL 80111 | Recordkeeping Fees | $21,734 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, FL 80111 | Investment Management | $12,275 |
Service code 27 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, FL 80111 | Advisory (Plan) | $5,973 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,418 | $129,227-67.9% | $184,256-77.5% | $77,762-46.7% |
| Participation rate | 67.1% | 87.4%-20.3pp | 86.8%-19.7pp | 70.6%-3.5pp |
| Annual return | 12.16% | 33.24%-21.1pp | 28.85%-16.7pp | 31.27%-19.1pp |
| Employer contribution / active EE | $1,021 | $4,412-76.9% | $6,427-84.1% | $2,728-62.6% |
| Participant deferral / active EE | $3,432 | $7,307-53.0% | $9,133-62.4% | $4,651-26.2% |
| Admin fee / account holder | $415 | $256+62.3% | $13,899-97.0% | $433-4.2% |