| Provider | Service type | Compensation |
|---|---|---|
MERIT WEALTH1 year Service code 99 · EIN 26-3027514 | Other Fees | $37,970 |
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN PENSION SERVICES, LLC Service code 49 · EIN 71-0294708 | Other Services | $31,753 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,307 | $125,814-33.0% | $170,055-50.4% | $75,184+12.1% |
| Participation rate | 60.0% | 83.6%-23.6pp | 87.0%-27.0pp | 67.2%-7.2pp |
| Annual return | 136.98% | 27.20%+109.8pp | 53.43%+83.6pp | 160.78%-23.8pp |
| Employer contribution / active EE | $2,320 | $4,617-49.8% | $6,790-65.8% | $2,671-13.2% |
| Participant deferral / active EE | $3,757 | $6,839-45.1% | $10,410-63.9% | $4,127-9.0% |
| Admin fee / account holder | $6,647 | $8,177-18.7% | $12,828-48.2% | $5,652+17.6% |