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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,469 | $84,236+31.1% | $170,435-35.2% | $70,126+57.5% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 12.24% | 23.06%-10.8pp | 205.94%-193.7pp | 73.15%-60.9pp |
| Employer contribution / active EE | $3,829 | $3,387+13.1% | $5,432-29.5% | $2,343+63.5% |
| Participant deferral / active EE | $5,990 | $3,086+94.1% | $4,939+21.3% | $3,332+79.8% |
| Admin fee / account holder | $432 | $5,698-92.4% | $13,881-96.9% | $4,645-90.7% |