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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,921 | $95,415+78.1% | $185,851-8.6% | $85,851+97.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 11.42% | 23.59%-12.2pp | 122.11%-110.7pp | 318.63%-307.2pp |
| Employer contribution / active EE | $4,771 | $3,314+44.0% | $5,168-7.7% | $2,565+86.0% |
| Participant deferral / active EE | $6,070 | $3,424+77.3% | $5,569+9.0% | $3,952+53.6% |
| Admin fee / account holder | $824 | $7,215-88.6% | $16,245-94.9% | $6,261-86.8% |