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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,337 | $77,920+95.5% | $149,723+1.7% | $75,177+102.6% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 11.56% | 31.72%-20.2pp | 134.50%-122.9pp | 160.75%-149.2pp |
| Employer contribution / active EE | $8,587 | $3,138+173.6% | $4,821+78.1% | $2,671+221.5% |
| Participant deferral / active EE | $7,075 | $3,411+107.4% | $5,682+24.5% | $4,126+71.5% |
| Admin fee / account holder | $32,065 | $5,951+438.9% | $13,215+142.6% | $5,651+467.4% |