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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,453 | $85,171+50.8% | $172,753-25.6% | $72,976+76.0% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 15.48% | 27.32%-11.8pp | 803.00%-787.5pp | 81.02%-65.5pp |
| Employer contribution / active EE | $4,099 | $3,324+23.3% | $5,144-20.3% | $2,440+68.0% |
| Participant deferral / active EE | $6,968 | $3,260+113.8% | $5,198+34.1% | $3,608+93.2% |
| Admin fee / account holder | $410 | $5,880-93.0% | $13,956-97.1% | $5,124-92.0% |