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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,228 | $142,354-65.4% | $125,529-60.8% | $155,188-68.3% |
| Participation rate | 50.0% | 78.1%-28.1pp | 74.7%-24.7pp | 80.8%-30.8pp |
| Annual return | 18.91% | 306.06%-287.2pp | 202.56%-183.6pp | 148.84%-129.9pp |
| Employer contribution / active EE | $1,304 | $3,501-62.8% | $3,058-57.4% | $4,248-69.3% |
| Participant deferral / active EE | $2,423 | $5,491-55.9% | $4,813-49.7% | $6,531-62.9% |
| Admin fee / account holder | $1,631 | $19,392-91.6% | $16,298-90.0% | $14,480-88.7% |