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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,228 | $132,634-62.9% | $115,768-57.5% | $137,256-64.1% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.4%-24.4pp | 80.0%-30.0pp |
| Annual return | 18.91% | 160.70%-141.8pp | 100.46%-81.5pp | 220.34%-201.4pp |
| Employer contribution / active EE | $1,304 | $3,360-61.2% | $2,940-55.6% | $4,156-68.6% |
| Participant deferral / active EE | $2,423 | $5,619-56.9% | $4,917-50.7% | $6,407-62.2% |
| Admin fee / account holder | $1,631 | $15,028-89.1% | $12,439-86.9% | $12,270-86.7% |