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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,228 | $132,099-62.7% | $115,599-57.4% | $138,895-64.6% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.3%-24.3pp | 79.9%-29.9pp |
| Annual return | 18.91% | 176.76%-157.8pp | 111.10%-92.2pp | 145.39%-126.5pp |
| Employer contribution / active EE | $1,304 | $3,416-61.8% | $2,955-55.9% | $4,194-68.9% |
| Participant deferral / active EE | $2,423 | $5,617-56.9% | $4,889-50.4% | $6,396-62.1% |
| Admin fee / account holder | $1,631 | $15,650-89.6% | $12,841-87.3% | $12,562-87.0% |