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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,228 | $139,948-64.8% | $121,663-59.5% | $154,746-68.2% |
| Participation rate | 50.0% | 78.0%-28.0pp | 74.5%-24.5pp | 80.7%-30.7pp |
| Annual return | 18.91% | 230.52%-211.6pp | 147.54%-128.6pp | 172.34%-153.4pp |
| Employer contribution / active EE | $1,304 | $3,521-63.0% | $3,020-56.8% | $4,379-70.2% |
| Participant deferral / active EE | $2,423 | $5,629-57.0% | $4,887-50.4% | $6,730-64.0% |
| Admin fee / account holder | $1,631 | $17,321-90.6% | $14,289-88.6% | $14,365-88.6% |