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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,348 | $118,695-77.0% | $98,916-72.4% | $158,950-82.8% |
| Participation rate | 55.6% | 77.8%-22.3pp | 76.0%-20.5pp | 82.0%-26.4pp |
| Annual return | 14.92% | 372.39%-357.5pp | 196.45%-181.5pp | 302.91%-288.0pp |
| Employer contribution / active EE | $1,234 | $3,333-63.0% | $2,689-54.1% | $4,762-74.1% |
| Participant deferral / active EE | $1,625 | $5,088-68.1% | $4,245-61.7% | $5,983-72.8% |
| Admin fee / account holder | $37,447 | $10,132+269.6% | $6,642+463.8% | $11,248+232.9% |