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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,678 | $108,942+135.6% | $100,415+155.6% | $145,897+75.9% |
| Participation rate | 86.7% | 83.0%+3.7pp | 81.5%+5.1pp | 80.3%+6.4pp |
| Annual return | 17.86% | 58.27%-40.4pp | 49.47%-31.6pp | 552.29%-534.4pp |
| Employer contribution / active EE | $3,295 | $4,422-25.5% | $3,943-16.4% | $4,663-29.3% |
| Participant deferral / active EE | $7,433 | $8,461-12.1% | $8,091-8.1% | $6,689+11.1% |
| Admin fee / account holder | $18,792 | $9,702+93.7% | $7,906+137.7% | $13,390+40.3% |