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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,351 | $100,970+214.3% | $96,576+228.6% | $137,256+131.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 16.04% | 38.16%-22.1pp | 38.47%-22.4pp | 220.34%-204.3pp |
| Employer contribution / active EE | $3,859 | $3,809+1.3% | $3,553+8.6% | $4,156-7.2% |
| Participant deferral / active EE | $9,549 | $8,286+15.2% | $7,956+20.0% | $6,407+49.0% |
| Admin fee / account holder | $1,475 | $11,312-87.0% | $11,381-87.0% | $12,270-88.0% |