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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,582 | $136,860+89.7% | $120,344+115.7% | $154,746+67.7% |
| Participation rate | 88.9% | 79.9%+9.0pp | 76.7%+12.2pp | 80.7%+8.2pp |
| Annual return | 5.17% | 21.38%-16.2pp | 20.30%-15.1pp | 172.34%-167.2pp |
| Employer contribution / active EE | $2,168 | $3,533-38.6% | $3,020-28.2% | $4,379-50.5% |
| Participant deferral / active EE | $4,783 | $5,793-17.4% | $5,135-6.9% | $6,730-28.9% |
| Admin fee / account holder | $18,929 | $15,393+23.0% | $12,742+48.6% | $14,365+31.8% |