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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,581 | $117,904+116.8% | $102,457+149.5% | $145,978+75.1% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 12.03% | 31.80%-19.8pp | 29.41%-17.4pp | 550.52%-538.5pp |
| Employer contribution / active EE | $11,373 | $3,613+214.8% | $3,022+276.3% | $4,662+144.0% |
| Participant deferral / active EE | $4,593 | $5,733-19.9% | $5,054-9.1% | $6,690-31.3% |
| Admin fee / account holder | $18,144 | $13,329+36.1% | $9,451+92.0% | $13,400+35.4% |