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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,071 | $110,307+133.1% | $96,576+166.2% | $139,456+84.3% |
| Participation rate | 87.5% | 78.1%+9.4pp | 76.0%+11.5pp | 80.3%+7.2pp |
| Annual return | 2.64% | 26.40%-23.8pp | 25.87%-23.2pp | 373.45%-370.8pp |
| Employer contribution / active EE | $12,157 | $3,619+235.9% | $2,965+310.0% | $4,753+155.8% |
| Participant deferral / active EE | $5,849 | $5,547+5.4% | $4,851+20.6% | $6,711-12.9% |
| Admin fee / account holder | $22,425 | $11,597+93.4% | $8,253+171.7% | $11,407+96.6% |