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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,322 | $98,240+65.2% | $82,312+97.2% | $147,586+10.0% |
| Participation rate | 91.7% | 79.7%+11.9pp | 76.9%+14.8pp | 82.8%+8.8pp |
| Annual return | 1.12% | 30.85%-29.7pp | 25.88%-24.8pp | 578.59%-577.5pp |
| Employer contribution / active EE | $519 | $3,192-83.7% | $2,428-78.6% | $4,876-89.4% |
| Participant deferral / active EE | $2,148 | $4,383-51.0% | $3,706-42.0% | $5,439-60.5% |
| Admin fee / account holder | $1,587 | $8,563-81.5% | $5,608-71.7% | $10,886-85.4% |