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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC1 year Service code 27 120 VANTIS STE 400 · ALISO VIEJO, CA 926562689 | Advisory (Plan) | $286,306 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 15 · EIN 84-0467907 | Recordkeeping | $268,982 |
Service code 55 · EIN 74-2794194 | Other Commissions | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,111 | $58,644+77.5% | $178,505-41.7% | $200,096-48.0% |
| Participation rate | 98.4% | 65.5%+32.9pp | 77.1%+21.3pp | 72.0%+26.4pp |
| Annual return | 11.61% | 19.25%-7.6pp | 27.16%-15.5pp | 34.26%-22.6pp |
| Employer contribution / active EE | $7,554 | $1,801+319.3% | $3,955+91.0% | $3,038+148.7% |
| Participant deferral / active EE | $6,735 | $4,248+58.5% | $6,280+7.2% | $5,090+32.3% |
| Admin fee / account holder | $86 | $145-40.9% | $10,428-99.2% | $269-68.1% |