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| Provider | Service type | Compensation |
|---|---|---|
Filed as: NYLIFE SECURITIES LLC Service code 53 · EIN 27-0145686 | Insurance Commissions | $302,127 |
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $72,641 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,921 | $36,700+101.4% | $171,082-56.8% | $63,975+15.5% |
| Participation rate | 99.3% | 61.5%+37.8pp | 76.7%+22.6pp | 71.1%+28.2pp |
| Annual return | 6.52% | 12.80%-6.3pp | 32.56%-26.0pp | 48.65%-42.1pp |
| Employer contribution / active EE | $2,148 | $1,210+77.5% | $4,002-46.3% | $2,182-1.5% |
| Participant deferral / active EE | $4,221 | $2,696+56.6% | $4,797-12.0% | $3,356+25.7% |
| Admin fee / account holder | $33 | $68-51.3% | $8,520-99.6% | $70-53.3% |