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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,015 | $106,524+128.1% | $152,301+59.6% | $87,485+177.8% |
| Participation rate | 73.7% | 75.8%-2.1pp | 82.4%-8.8pp | 68.9%+4.8pp |
| Annual return | 11.77% | 26.89%-15.1pp | 80.50%-68.7pp | 26.06%-14.3pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $7,474 | $6,525+14.5% | $8,004-6.6% | $4,274+74.9% |
| Admin fee / account holder | $112,779 | $8,287+1261.0% | $14,398+683.3% | $7,775+1350.6% |