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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,075 | $93,598+166.1% | $135,974+83.2% | $75,173+231.3% |
| Participation rate | 87.8% | 75.2%+12.6pp | 81.9%+5.9pp | 67.2%+20.6pp |
| Annual return | 16.35% | 30.89%-14.5pp | 68.30%-52.0pp | 160.72%-144.4pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $10,579 | $6,405+65.2% | $7,760+36.3% | $4,126+156.4% |
| Admin fee / account holder | $5,155 | $6,978-26.1% | $10,767-52.1% | $5,651-8.8% |