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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,018 | $98,760+95.4% | $149,715+28.9% | $79,858+141.7% |
| Participation rate | 97.5% | 75.8%+21.7pp | 82.5%+15.0pp | 69.6%+27.9pp |
| Annual return | 11.54% | 27.43%-15.9pp | 276.66%-265.1pp | 31.72%-20.2pp |
| Employer contribution / active EE | $115 | $3,217-96.4% | $4,645-97.5% | $2,471-95.4% |
| Participant deferral / active EE | $8,566 | $5,681+50.8% | $6,842+25.2% | $3,740+129.0% |
| Admin fee / account holder | $27,951 | $6,053+361.7% | $9,310+200.2% | $5,306+426.8% |