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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,990 | $82,674+126.2% | $125,381+49.1% | $68,486+173.0% |
| Participation rate | 88.4% | 75.1%+13.3pp | 82.4%+6.0pp | 67.9%+20.5pp |
| Annual return | -17.13% | -5.97%-11.2pp | 572.31%-589.4pp | -7.85%-9.3pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $8,500 | $6,111+39.1% | $7,448+14.1% | $4,028+111.0% |
| Admin fee / account holder | $7,976 | $6,277+27.1% | $10,007-20.3% | $5,404+47.6% |