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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $215,157 |
USI CONSULTING GROUP4 years Filed as: USI ADVISORS, INC. Service code 27 · EIN 06-1397347 | Advisory (Plan) | $85,787 |
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,763 | $122,128+51.3% | $147,117+25.6% | $200,096-7.7% |
| Participation rate | 99.3% | 78.2%+21.1pp | 82.2%+17.1pp | 72.0%+27.3pp |
| Annual return | 23.11% | 30.58%-7.5pp | 420.54%-397.4pp | 34.26%-11.1pp |
| Employer contribution / active EE | $3,880 | $4,093-5.2% | $4,932-21.3% | $3,038+27.7% |
| Participant deferral / active EE | $12,191 | $8,484+43.7% | $8,065+51.2% | $5,090+139.5% |
| Admin fee / account holder | $121 | $180-32.3% | $12,993-99.1% | $269-54.9% |