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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $38,603 |
USI CONSULTING GROUP2+ years Filed as: USI SECURITIES INC Service code 49 · EIN 06-1493970 | Other Services | $36,712 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MGMT LLC Service code 26 · EIN 36-2923857 | Advisory (Participants) | $0 |
WILSHIRE ASSOCIATES INCORPORATED2+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,717 | $85,635+56.1% | $123,894+7.9% | $63,975+109.0% |
| Participation rate | 98.4% | 74.9%+23.4pp | 81.4%+16.9pp | 71.1%+27.2pp |
| Annual return | 11.35% | 15.74%-4.4pp | 47.52%-36.2pp | 48.65%-37.3pp |
| Employer contribution / active EE | $4,592 | $3,076+49.3% | $4,617-0.5% | $2,182+110.5% |
| Participant deferral / active EE | $9,201 | $5,667+62.4% | $5,984+53.8% | $3,356+174.1% |
| Admin fee / account holder | $32 | $75-56.7% | $8,357-99.6% | $70-53.9% |