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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $163,116 |
USI CONSULTING GROUP3 years Filed as: USI ADVISORS, INC. Service code 27 · EIN 06-1397347 | Advisory (Plan) | $83,533 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,254 | $107,415+70.6% | $135,998+34.7% | $80,187+128.5% |
| Participation rate | 99.4% | 78.0%+21.4pp | 81.9%+17.5pp | 72.9%+26.5pp |
| Annual return | 19.33% | 91.99%-72.7pp | 68.37%-49.0pp | 40.40%-21.1pp |
| Employer contribution / active EE | $3,793 | $3,878-2.2% | $4,860-21.9% | $2,980+27.3% |
| Participant deferral / active EE | $12,354 | $8,189+50.9% | $7,761+59.2% | $5,016+146.3% |
| Admin fee / account holder | $121 | $127-4.4% | $10,769-98.9% | $145-16.2% |