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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,340 | $86,050+150.2% | $189,758+13.5% | $94,015+129.0% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 4.86% | 17.77%-12.9pp | 52.62%-47.8pp | 17.84%-13.0pp |
| Employer contribution / active EE | $8,273 | $2,819+193.4% | $4,767+73.6% | $2,790+196.5% |
| Participant deferral / active EE | $5,433 | $3,349+62.3% | $5,856-7.2% | $4,249+27.9% |
| Admin fee / account holder | $6,361 | $6,627-4.0% | $20,388-68.8% | $8,951-28.9% |