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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,743 | $91,179+63.1% | $178,499-16.7% | $79,852+86.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | -4.29% | 24.19%-28.5pp | 151.10%-155.4pp | 31.72%-36.0pp |
| Employer contribution / active EE | $9,261 | $3,256+184.5% | $5,011+84.8% | $2,471+274.8% |
| Participant deferral / active EE | $5,550 | $3,236+71.5% | $5,202+6.7% | $3,740+48.4% |
| Admin fee / account holder | $4,182 | $6,749-38.0% | $13,986-70.1% | $5,306-21.2% |