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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,019 | $77,901+128.5% | $149,717+18.9% | $75,181+136.8% |
| Participation rate | 98.2% | 65.6%+32.6pp | 78.8%+19.4pp | 67.2%+31.0pp |
| Annual return | -5.99% | 31.73%-37.7pp | 134.41%-140.4pp | 160.69%-166.7pp |
| Employer contribution / active EE | $11,116 | $3,137+254.3% | $4,820+130.6% | $2,671+316.2% |
| Participant deferral / active EE | $5,651 | $3,411+65.7% | $5,682-0.5% | $4,126+37.0% |
| Admin fee / account holder | $788 | $5,949-86.8% | $13,213-94.0% | $5,650-86.1% |