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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,179 | $94,031-6.2% | $115,768-23.8% | $82,448+7.0% |
| Participation rate | 80.0% | 70.4%+9.6pp | 74.4%+5.6pp | 68.1%+11.9pp |
| Annual return | 7.82% | 20.61%-12.8pp | 100.46%-92.6pp | 41.64%-33.8pp |
| Employer contribution / active EE | $2,323 | $2,3230% | $2,940-21.0% | $2,551-8.9% |
| Participant deferral / active EE | $5,273 | $3,972+32.8% | $4,917+7.2% | $4,139+27.4% |
| Admin fee / account holder | $24,324 | $10,249+137.3% | $12,439+95.5% | $7,234+236.2% |