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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,179 | $109,620-19.6% | $148,496-40.6% | $94,015-6.2% |
| Participation rate | 80.0% | 71.3%+8.7pp | 76.0%+4.0pp | 70.8%+9.2pp |
| Annual return | 7.82% | 17.54%-9.7pp | 12.33%-4.5pp | 17.84%-10.0pp |
| Employer contribution / active EE | $2,323 | $2,618-11.3% | $3,497-33.6% | $2,790-16.7% |
| Participant deferral / active EE | $5,273 | $3,831+37.6% | $4,808+9.7% | $4,249+24.1% |
| Admin fee / account holder | $24,324 | $10,050+142.0% | $19,547+24.4% | $8,951+171.7% |