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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,179 | $97,648-9.7% | $121,663-27.5% | $87,485+0.8% |
| Participation rate | 80.0% | 70.5%+9.5pp | 74.5%+5.5pp | 68.9%+11.1pp |
| Annual return | 7.82% | 18.03%-10.2pp | 147.54%-139.7pp | 26.06%-18.2pp |
| Employer contribution / active EE | $2,323 | $2,300+1.0% | $3,020-23.1% | $2,596-10.5% |
| Participant deferral / active EE | $5,273 | $3,923+34.4% | $4,887+7.9% | $4,274+23.4% |
| Admin fee / account holder | $24,324 | $11,100+119.1% | $14,289+70.2% | $7,775+212.9% |