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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,958 | $67,411+3.8% | $91,004-23.1% | $70,126-0.2% |
| Participation rate | 96.9% | 71.4%+25.5pp | 75.6%+21.3pp | 69.5%+27.3pp |
| Annual return | 13.32% | -40.16%+53.5pp | 4.60%+8.7pp | 73.15%-59.8pp |
| Employer contribution / active EE | $2,025 | $1,786+13.4% | $2,456-17.6% | $2,343-13.6% |
| Participant deferral / active EE | $2,676 | $2,823-5.2% | $3,548-24.6% | $3,332-19.7% |
| Admin fee / account holder | $2,374 | $4,236-43.9% | $5,417-56.2% | $4,645-48.9% |