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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,520 | $81,208-2.1% | $98,920-19.6% | $79,852-0.4% |
| Participation rate | 93.3% | 72.5%+20.8pp | 76.0%+17.3pp | 69.6%+23.7pp |
| Annual return | 6.88% | 60.99%-54.1pp | 196.47%-189.6pp | 31.72%-24.8pp |
| Employer contribution / active EE | $2,332 | $1,960+19.0% | $2,689-13.3% | $2,471-5.6% |
| Participant deferral / active EE | $3,233 | $3,265-1.0% | $4,245-23.8% | $3,740-13.6% |
| Admin fee / account holder | $7,922 | $6,013+31.7% | $6,643+19.3% | $5,306+49.3% |