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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,549 | $178,174-64.3% | $156,181-59.3% | $137,256-53.7% |
| Participation rate | 57.1% | 82.0%-24.9pp | 78.8%-21.7pp | 80.0%-22.8pp |
| Annual return | 17.50% | 84.19%-66.7pp | 64.87%-47.4pp | 220.34%-202.8pp |
| Employer contribution / active EE | $1,742 | $4,972-65.0% | $4,294-59.4% | $4,156-58.1% |
| Participant deferral / active EE | $2,735 | $6,888-60.3% | $6,132-55.4% | $6,407-57.3% |
| Admin fee / account holder | $9,046 | $17,404-48.0% | $14,586-38.0% | $12,270-26.3% |