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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,906 | $166,268-68.2% | $165,100-68.0% | $145,897-63.7% |
| Participation rate | 52.9% | 82.0%-29.1pp | 78.6%-25.7pp | 80.3%-27.4pp |
| Annual return | 19.84% | 100.52%-80.7pp | 70.21%-50.4pp | 552.29%-532.5pp |
| Employer contribution / active EE | $1,765 | $5,284-66.6% | $4,348-59.4% | $4,663-62.1% |
| Participant deferral / active EE | $3,078 | $6,964-55.8% | $6,035-49.0% | $6,689-54.0% |
| Admin fee / account holder | $17,474 | $16,659+4.9% | $12,696+37.6% | $13,390+30.5% |