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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,605 | $88,702-44.1% | $81,780-39.3% | $145,978-66.0% |
| Participation rate | 81.3% | 75.0%+6.2pp | 72.4%+8.9pp | 80.3%+1.0pp |
| Annual return | 16.33% | 1029.12%-1012.8pp | 776.27%-759.9pp | 550.52%-534.2pp |
| Employer contribution / active EE | $392 | $3,084-87.3% | $2,914-86.6% | $4,662-91.6% |
| Participant deferral / active EE | $1,601 | $4,645-65.5% | $4,321-62.9% | $6,690-76.1% |
| Admin fee / account holder | $6,423 | $8,414-23.7% | $7,384-13.0% | $13,400-52.1% |